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We’ve got a range of checking options — and ways to save.
Choosing the right account for you is simple with Citizens Bank.
Check out our account offerings below.
Student
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One Deposit Checking from Citizens Bank®Open Your Account |
Citizens Bank Platinum Checking®Open Your Account |
Citizens Bank Platinum Plus Checking®Open Your Account |
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Good if... | You're under age 25 | You want a simple solution for everyday banking | You want to earn interest You want personalized advice and preferred service |
You want to earn our best interest rates. You want personalized advice and preferred service |
Monthly Maintenance Fee | $0.00 under age 253 | $0.00 or $9.99 | $0.00 or $25.00 | $0.00 or $25.00 |
Requirement to waive monthly maintenance fee | Be under age 25 | Make one deposit each statement period | Have combined monthly balances (in deposit and investment accounts) of $25,000 or more | Have combined monthly balances (in deposit and investment accounts) of $25,000 or more AND either: Make a deposit of at least $5,000 in your primary checking account each statement period OR Maintain an average daily checking balance of $10,000 or more |
Interest Rate | N/A | N/A |
Platinum Rates Yes
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Platinum Plus Rates Yes
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Additional Benefits | No fee for use of non-Citizens ATM's** | Easy to waive monthly maintenance fee | No Fee for stop payments, money orders, bank checks, and more. Four waived fees per statement period for use of non-Citizens ATMs**. Access to preferred Citizens Platinum Services. | |
Check costs | Free exclusive design checks | Various styles and quantities available as low as $9.99 | ||
Money Market, Savings & CD Interest Rates | Access to standard rates on Money Markets, Savings and CDs | Access to standard rates on Money Markets, Savings and CDs | Access to Platinum rates on Money Markets, Savings and CDs | Access to Platinum Plus rates on Money Markets, Savings and CDs |
Good if... | You're under 25 |
Monthly Maintenance Fee | $0.00 under 253 |
Requirement to waive monthly maintenance fee | Be under age 25 |
Additional Benefits | No fee for use of non-Citizens ATM's** |
Check costs | Free exclusive design checks |
Money Markets, Savings & CD Interest Rates | Access to standard rates on Money Markets, Savings and CDs |
Good if... | Your want a simple solution for everyday banking |
Monthly Maintenance Fee | $0.00 or $9.99 |
Requirement to waive monthly maintenance fee | Make one deposit each statement period |
Additional Benefits | Easy to waive monthly maintenance fee |
Check costs | Various styles and quantities available as low as $9.99 |
Money Markets, Savings & CD Interest Rates | Access to standard rates on Money Markets, Savings and CDs |
Good if... | You want to earn interest You want personalized advice and preferred service |
Monthly Maintenance Fee | $0.00 or $25.00 |
Requirement to waive monthly maintenance fee | Have combined monthly balances (in deposit and investment accounts) of $25,000 or more |
Interest Rate |
Platinum Rates Yes
|
Additional Benefits | No Fee for stop payments, money orders, bank checks, and more. Four waived fees per statement period for use of non-Citizens ATMs*. Access to preferred Citizens Platinum Services. |
Check costs | |
Money Markets, Savings & CD Interest Rates | Access to Platinum rates on Money Markets, Savings and CDs |
Good if... | You want to earn our best interest rates. You want personalized advice & preferred service |
Monthly Maintenance Fee | $0.00 or $25.00 |
Requirement to waive monthly maintenance fee | Have combined monthly balances (in deposit and investment accounts) of $25,000 or more AND either: Make a deposit of at least $5,000 in your primary checking account each statement period OR Maintain an average daily checking balance of $10,000 or more |
Interest Rate |
Platinum Plus Rates Yes
|
Additional Benefits | No Fee for stop payments, money orders, bank checks, and more. Four waived fees per statement period for use of non-Citizens ATMs*. Access to preferred Citizens Platinum Services. |
Check costs | |
Money Markets, Savings & CD Interest Rates | Access to Platinum Plus rates on Money Markets, Savings and CDs |
Personal guidance on your account. We understand that it can be hard to know where to start when it comes to your finances. With a Citizens Checkup®, our bankers and advisors can help you focus on what’s important and map out a plan for your future.
Make An Appointment
or call 1-877-360-2472
Make An Appointment
or call 1-877-360-2472
Still looking for more information?
Check out our FAQs section.
Whatever your goals are, we can help you find ways to live in the moment and still save for tomorrow.
Managing your checking accounts doesn’t have to be complicated. Learn how to take control of your money and avoid overdrafts and fees.
The zip code you entered is served by Citizens One, the brand name for Citizens Bank's lending business outside of our 11?state branch footprint. Under the Citizens One brand we offer Auto Loans, Credit Cards, Mortgages, Personal Loans and Student Loans. To learn more, please visit: